HIGH PRAISED CIPP-US EXAM GUIDE: CERTIFIED INFORMATION PRIVACY PROFESSIONAL/UNITED STATES (CIPP/US) PRESENT YOU SUPERB PRACTICE DUMPS - VALIDTORRENT

High praised CIPP-US exam guide: Certified Information Privacy Professional/United States (CIPP/US) present you superb practice dumps - ValidTorrent

High praised CIPP-US exam guide: Certified Information Privacy Professional/United States (CIPP/US) present you superb practice dumps - ValidTorrent

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The Certified Information Privacy Professional/United States (CIPP/US) exam is a certification offered by the International Association of Privacy Professionals (IAPP). Certified Information Privacy Professional/United States (CIPP/US) certification is designed to recognize professionals who specialize in privacy laws and regulations within the United States. The CIPP/US certification is an essential credential for anyone who works in privacy, including lawyers, consultants, and privacy officers.

The CIPP-US certification is an essential credential for professionals who work with personal data in the United States. Certified Information Privacy Professional/United States (CIPP/US) certification demonstrates a deep understanding of privacy laws and regulations and provides professionals with the knowledge and skills necessary to protect personal data and ensure compliance with the law.

The CIPP-US Exam covers various topics related to privacy laws and regulations in the United States, including the Privacy Act, the Fair Credit Reporting Act, the Children's Online Privacy Protection Act, and the Health Insurance Portability and Accountability Act (HIPAA), among others. CIPP-US exam also covers emerging topics such as data breach notification laws, cybersecurity, and the General Data Protection Regulation (GDPR). CIPP-US exam consists of 90 multiple-choice questions that must be completed within two and a half hours.

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IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q22-Q27):

NEW QUESTION # 22
Which federal act does NOT contain provisions for preempting stricter state laws?

  • A. The Children's Online Privacy Protection Act (COPPA)
  • B. The Fair and Accurate Credit Transactions Act (FACTA)
  • C. The CAN-SPAM Act
  • D. The Telemarketing Consumer Protection and Fraud Prevention Act

Answer: D

Explanation:
The federal act that does NOT contain provisions for preempting stricter state laws is the Telemarketing Consumer Protection and Fraud Prevention Act1. This act authorizes the Federal Trade Commission (FTC) to establish and enforce rules for telemarketing practices, such as the Do Not Call Registry, the prohibition of robocalls, and the disclosure of material information2. However, the act also explicitly states that it does not
"annul, alter, or affect, or exempt any person subject to the provisions of this section from complying with, the laws of any State with respect to telemarketing practices, except to the extent that those laws are inconsistent with any provision of this section, and then only to the extent of the inconsistency"1. This means that states can enact and enforce their own laws regarding telemarketing, as long as they are not less protective than the federal law. In contrast, the other three acts listed in the question do contain preemption clauses that limit or override the authority of states to regulate certain aspects of electronic communications, online privacy, and credit transactions345. References: 1: Telemarketing Consumer Protection and Fraud Prevention Act2: Telemarketing Sales Rule | Federal Trade Commission3: CAN-SPAM Act: A Compliance Guide for Business4: Children's Online Privacy Protection Rule ("COPPA") | Federal Trade Commission5: Fair and Accurate Credit Transactions Act of 2003 - Wikipedia : IAPP CIPP/US Certified Information Privacy Professional Study Guide, Chapter 5: Federal Trade Commission and Consumer Privacy, p. 144-145, 149-150,
154-155


NEW QUESTION # 23
SCENARIO
Please use the following to answer the next QUESTION
When there was a data breach involving customer personal and financial information at a large retail store, the company's directors were shocked. However, Roberta, a privacy analyst at the company and a victim of identity theft herself, was not. Prior to the breach, she had been working on a privacy program report for the executives. How the company shared and handled data across its organization was a major concern. There were neither adequate rules about access to customer information nor procedures for purging and destroying outdated dat a. In her research, Roberta had discovered that even low- level employees had access to all of the company's customer data, including financial records, and that the company still had in its possession obsolete customer data going back to the 1980s.
Her report recommended three main reforms. First, permit access on an as-needs-to-know basis. This would mean restricting employees' access to customer information to data that was relevant to the work performed. Second, create a highly secure database for storing customers' financial information (e.g., credit card and bank account numbers) separate from less sensitive information. Third, identify outdated customer information and then develop a process for securely disposing of it.
When the breach occurred, the company's executives called Roberta to a meeting where she presented the recommendations in her report. She explained that the company having a national customer base meant it would have to ensure that it complied with all relevant state breach notification laws. Thanks to Roberta's guidance, the company was able to notify customers quickly and within the specific timeframes set by state breach notification laws.
Soon after, the executives approved the changes to the privacy program that Roberta recommended in her report. The privacy program is far more effective now because of these changes and, also, because privacy and security are now considered the responsibility of every employee.
Based on the problems with the company's privacy security that Roberta identifies, what is the most likely cause of the breach?

  • A. Lost company property such as a computer or flash drive.
  • B. Fraud involving credit card theft at point-of-service terminals.
  • C. Mishandling of information caused by lack of access controls.
  • D. Unintended disclosure of information shared with a third party.

Answer: C


NEW QUESTION # 24
SCENARIO
Please use the following to answer the next QUESTION:
You are the chief privacy officer at HealthCo, a major hospital in a large U.S. city in state A.
HealthCo is a HIPAA-covered entity that provides healthcare services to more than 100,000 patients. A third-party cloud computing service provider, CloudHealth, stores and manages the electronic protected health information (ePHI) of these individuals on behalf of HealthCo. CloudHealth stores the data in state B.
As part of HealthCo's business associate agreement (BAA) with CloudHealth, HealthCo requires CloudHealth to implement security measures, including industry standard encryption practices, to adequately protect the data. However, HealthCo did not perform due diligence on CloudHealth before entering the contract, and has not conducted audits of CloudHealth's security measures.
A CloudHealth employee has recently become the victim of a phishing attack. When the employee unintentionally clicked on a link from a suspicious email, the PHI of more than 10,000 HealthCo patients was compromised. It has since been published online. The HealthCo cybersecurity team quickly identifies the perpetrator as a known hacker who has launched similar attacks on other hospitals - ones that exposed the PHI of public figures including celebrities and politicians.
During the course of its investigation, HealthCo discovers that CloudHealth has not encrypted the PHI in accordance with the terms of its contract. In addition, CloudHealth has not provided privacy or security training to its employees. Law enforcement has requested that HealthCo provide its investigative report of the breach and a copy of the PHI of the individuals affected.
A patient affected by the breach then sues HealthCo, claiming that the company did not adequately protect the individual's ePHI, and that he has suffered substantial harm as a result of the exposed data. The patient's attorney has submitted a discovery request for the ePHI exposed in the breach.
Which of the following would be HealthCo's best response to the attorney's discovery request?

  • A. Reject the request because the HIPAA privacy rule only permits disclosure for payment, treatment or healthcare operations
  • B. Respond with a request for satisfactory assurances such as a qualified protective order
  • C. Turn over all of the compromised patient records to the plaintiff's attorney
  • D. Respond with a redacted document only relative to the plaintiff

Answer: C


NEW QUESTION # 25
The Cable Communications Policy Act of 1984 requires which activity?

  • A. Destruction of personal information a maximum of six months after it is no longer needed
  • B. Delivery of an annual notice detailing how subscriber information is to be used
  • C. Notice to subscribers of any investigation involving unauthorized reception of cable services
  • D. Obtaining subscriber consent for disseminating any personal information necessary to render cable services

Answer: B

Explanation:
The Cable Communications Policy Act of 1984 (CCPA) is a federal law that regulates the cable television industry and protects the privacy of cable subscribers. One of the provisions of the CCPA is that cable operators must providetheir subscribers with an annual notice that clearly and conspicuously informs them of the following information12:
* The nature of personally identifiable information collected or to be collected with respect to the subscriber and the nature of the use of such information
* The nature, frequency, and purpose of any disclosure of such information, including an identification of the types of persons to whom the disclosure may be made
* The period during which such information will be maintained by the cable operator
* The times and place at which the subscriber may have access to such information
* The limitations provided by the CCPA with respect to the collection and disclosure of information by a cable operator and the right of the subscriber under the CCPA to enforce such limitations The annual notice must also state that the subscriber has the right to prevent disclosure of personally identifiable information to third parties, except as required by law or court order, and that the subscriber may sue for damages, attorney's fees, and other relief for violations of the CCPA12.
References: 1: Cable Communications Policy Act of 1984, Section 631 2: [IAPP CIPP/US Study Guide], Chapter 8, Section 8.3.2


NEW QUESTION # 26
What is the main reason some supporters of the European approach to privacy are skeptical about self- regulation of privacy practices?

  • A. A new business owner may not understand the regulations
  • B. Human rights may be disregarded for the sake of privacy
  • C. A large amount of money may have to be sent on improved technology and security
  • D. Industries may not be strict enough in the creation and enforcement of rules

Answer: D

Explanation:
The European approach to privacy is based on the recognition of privacy as a fundamental human right that requires strong legal protection and oversight. The EU has adopted comprehensive and binding privacy laws, such as the General Data Protection Regulation (GDPR) and the ePrivacy Directive, that apply to all sectors and activities involving personal data. The EU also has independent data protection authorities (DPAs) that monitor and enforce compliance with the privacy laws, and a European Data Protection Board (EDPB)that issues guidance and opinions on privacy matters. The EU also requires adequate levels of privacy protection for personal data transferred to third countries or international organizations.
In contrast, the U.S. approach to privacy is based on a sectoral and self-regulatory model that relies on a combination of federal and state laws, industry codes of conduct, consumer education, and market forces. The
U.S. does not have a single, comprehensive, and enforceable federal privacy law that covers all sectors and activities involving personal data. Instead, the U.S. has a patchwork of federal and state laws that address specific issues or sectors, such as health, financial, children's, and electronic communications privacy. The
U.S. also has various federal and state agencies that share jurisdiction over privacy matters, such as the Federal Trade Commission (FTC), the Federal Communications Commission (FCC), and the Department of Health and Human Services (HHS). The U.S. also relies on self-regulation by industries that develop and adhere to voluntary codes of conduct, standards, and best practices for privacy. The U.S. also allows personal data to be transferred to third countries or international organizations without requiring adequate levels of privacy protection, as long as the data subjects have given their consent or the transfer is covered by a mechanism such as the Privacy Shield or the Standard Contractual Clauses.
Some supporters of the European approach to privacy are skeptical about self-regulation of privacy practices because they believe that self-regulation is not effective, consistent, or accountable enough to protect the rights and interests of data subjects. They argue that self-regulation may not provide sufficient incentives or sanctions for industries to comply with privacy rules, or to adopt privacy-enhancing technologies and practices. They also contend that self-regulation may not reflect the views and expectations of data subjects, or address the emerging and complex privacy challenges posed by new technologies and business models. They also question the transparency and legitimacy of self-regulation, and the ability of data subjects to exercise their rights and seek redress for privacy violations. References:
* IAPP CIPP/US Study Guide, Chapter 1: Introduction to the U.S. Privacy Environment, pp. 9-10, 16-17
* IAPP website, CIPP/US Certification
* NICCS website, Certified Information Privacy Professional/United States (CIPP/US) Training


NEW QUESTION # 27
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